Eight ways to ‘prevent water damage’ in homes as flash flooding hits UK properties

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As the UK’s heatwave comes to a close, many parts of the country are now facing flooding and widespread disruption due to torrential rain and storms. Video footage has emerged showing washed up roads, heavy traffic, water gushing down steps, mudslides and even a “funnel cloud”. Some parts of the UK have experienced flash flooding after extremely heavy rainfall.

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Flash flooding is when there is a sudden, local flood that appears due to rainfall.

The extended period of recent dry weather has meant that the ground across much of the country is dry and compacted which can also cause flash flooding.

As well as roads and infrastructure, flash flooding can put homes at risk of damage.

In the event of flash flooding and the increased flood risk, Adam Male, chief revenue officer at online lettings agent Mashroom, has shared what homeowners should do in the event of a flood.

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What to do in the event of a flood:

If your home has started to flood, you need to carefully take action.

Mr Male said these actions should “keep damage to your home and possessions to a minimum”.

Remove any valuables

Sentimental items, paperwork, photographs and valuables that are easy to carry should be moved to a higher level to “prevent water damage”.

Move or tie up curtains

Curtains can easily become water damaged in the event of a flood.

To stop the bottoms of curtains being damaged and going mouldy, homeowners should tie them up.

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If left, rising water levels could leave debris and mud stains on the fabric and damage them irreversibly.

Move any furniture to higher levels if possible

This isn’t possible but for those who can, move furniture to a different floor or a higher level.

Either move them to the next floor up or simply move them out of the way of rising water.

Stay away from deep flood water

Homeowners need to stay away from flood water if it’s deep or flowing through the house.

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Fast flowing water poses a risk to physical safety and could also contain sewage.

Wash thoroughly if you come into contact with it.

Don’t touch any electrical items

Live wires and appliances that are exposed to water pose a major threat to homeowners’ safety.

Don’t touch any electrical items during a flood.

Put flood preventions in place

If there is a flood, try and act fast and put flood preventions in place.

Make sure sandbags and flood barriers are in use to prevent water damage.

Take photographs

If it’s safe to enter the home, take photos of the damage so you can make a claim on your home insurance.

Contact home insurers as soon as possible to make a claim.


Tenants in a rental property need to contact their landlords or property management company to report damage as soon as possible so they can contact their home insurance company and start their claim.

The landlord’s insurance policy will only cover damage to fixtures, fittings and furniture that they own.

Tenants should make sure they have their own contents insurance policy in place that protects them and their own property from damage.

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