State pension age changed this week – this is when the next rise will occur

State pension age is currently 65 for most people but this is gradually being increased by the government. It is currently planned to increase to 68 in the coming years.


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State pension age was increased for some last week.

People who were born between July 6 1954 and August 5 1954 had their state pension age increased from 65 to 66 on May 6.

While this has just occurred, there is not that long of a wait for the next change.

The next increase will happen on July 6 2020.

Beyond this, state pension age will increase again on September 6 2020.

From October 2020, everyone will reach the state pension age when they turn 66.

Under current timelines, it will increase to 67 between 2026 and 2028.

It should be noted that regardless of when a person hits their state pension age, they will need to take action to claim it.

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State pension will not be paid out automatically and if it isn’t claimed it will be deferred.

Retirees have multiple options for how to claim a state pension.

The government details that the quickest way to do this is online through their website.

It can also be applied for over the phone or by completing a form and posting it to a local pension centre.


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The amount a person will get from a state pension will depend on their national insurance record.

Anyone who doesn’t have at least 10 years’ worth of contributions will likely not receive any income.

There is a “full” amount of £175.20 per week available for claimants who have a minimum of 35 years of contributions.

This equates to just over £9,000 a year.

The first payment will arrive within five weeks of reaching state pension age.

Beyond this, payments will come through every four weeks.

The actual payment day will depend on the person’s national insurance number.

The last two digits of a national insurance number will determine when the money comes through, as explained below:

  • 00 to 19 – Monday
  • 20 to 39 – Tuesday
  • 40 to 59 – Wednesday
  • 60 to 79 – Thursday
  • 80 to 99 – Friday

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