Universal Credit bank holiday payments: What time does Universal Credit get paid?

Universal Credit payments may be all some people have to keep themselves afloat during the coronavirus lockdown, which has kept people confined to their homes for more than a month. Another bank holiday is coming up this week, which will see a slight change to the dates people claiming the benefit get paid.

What time does Universal Credit get paid this month?

Universal Credit payments come once a month into people’s bank, building society or credit union accounts.

The first payments come roughly five weeks after someone’s application is approved and on that date every month after.

As such, most people will have a different payment date which will alter if it falls on a bank holiday.


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The May Day bank holiday falls on Friday, May 8 this year, and will see people who have Universal Credit scheduled receive it a day earlier.

Those expecting a payment should find it in their account by midnight on Thursday, May 7.

A second bank holiday falls later in the month on Monday, May 25.

As the holiday follows a Sunday people won’t receive their money the day before, so payments fall on Friday, May 22.

Some people may find they have a delayed payment, which they should bring up with HMRC.

Before doing so, however, claimants should check the date on their award notice.

Coronavirus has caused delays in the claiming process due to a backlog of people signing up, with more than one million applicants in two weeks earlier this year due to COVID-19.

The disease has disrupted both the online and phone-in process, but the Government insists it can handle the volume.

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Officials have also given claimants a break from paying debts during the COVID-19 crisis.

Government rules mean people on Universal Credit won’t be chased for overpaid funds during the lockdown, as sometimes people receive more than they should.

Under non-pandemic circumstances, the DWP would request the money back if they identified an error.

The moratorium applies to current and future required repayments for the credit, tax credits, social fund loans and legacy benefits for the next three months.

Local authorities have followed suit and paused referring housing benefit overpayments to the DWP.

HMRC has done the same with referring tax credit debt.

The DWP has also put benefits reviews and assessments on hold for the next three months so staff can focus on applications.

While the rules will come as a welcome break, people who owe overpayment debts must still pay back the DWP eventually.

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