Universal Credit is a payment which is replacing six legacy benefits. It may be that a person is able to claim it in order to help with living costs – such as if they’re on a low income or out of work.
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The amount is made up of a standard allowance, with this depending on the age and relationship status of the claimant.
People can also get any extra amounts that apply to them.
For instance, this includes if a person has children, has a disability or health condition that prevents them from working, or they need help in paying the rent.
The recipient’s circumstances are assessed each month.
If there are changes in circumstances, these can affect how much they’re paid for the whole assessment period – rather than from the date they report them.
It may be that people wish to find out how much they’re likely to get.
This can be done by using an independent benefits calculator online.
The Gov.uk website signposts some of these tools on its website.
They can be found on the websites of Policy in Practice, entitledto, and Turn2us.
In order to use them, the user will need accurate information about their:
- Income, including their partner’s
- Existing benefits and pensions (including anyone living with them)
- Outgoings (such as rent, mortgage, childcare payments)
- Council Tax bill.
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However, some people will not able able to use the calculators.
This includes people who are under 18.
Additionally, the tools won’t give accurate results if the user is:
- A prisoner
- A student
- Not a British or Irish citizen
- On strike
- Living outside the UK
- Living permanently in residential care or a nursing home.
How much is Universal Credit standard allowance?
For people who are single and under 25, the monthly standard allowance is currently £342.72.
It’s £409.89 per month for single people who are aged 25 or older.
Those in a couple in which both people are under 25 can currently get £488.59 (for them both).
This is £594.04 (for them both) if it’s for a couple in which either person is 25 or older.
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