{"id":43902,"date":"2023-10-31T14:19:18","date_gmt":"2023-10-31T14:19:18","guid":{"rendered":"https:\/\/lethal-industry.com\/?p=43902"},"modified":"2023-10-31T14:19:18","modified_gmt":"2023-10-31T14:19:18","slug":"urgent-warning-to-drivers-as-insurance-rule-could-cost-flood-victims-thousands-the-sun","status":"publish","type":"post","link":"https:\/\/lethal-industry.com\/world-news\/urgent-warning-to-drivers-as-insurance-rule-could-cost-flood-victims-thousands-the-sun\/","title":{"rendered":"Urgent warning to drivers as insurance rule could cost flood victims thousands | The Sun"},"content":{"rendered":"<p>MOTORISTS suffering from flood damage to their cars from Storm Babet and Storm Ciaran may not be awarded insurance payouts.<\/p>\n<p>Drivers on third-party insurance policies may even be forced to shell out for expensive repair costs themselves, according to an insurance expert from Compare the Market. <\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/aerial-view-water-damaged-cars-854373158.jpg\"><br \/>\n<img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/aerial-view-water-damaged-cars-854373173.jpg\"><\/p>\n<p>Storm Ciaran is expected to hit the UK late in the evening on Wednesday, November 1 &#8211; with its full impact to be felt on Thursday, November 2.<\/p>\n<p>The Met Office has reported that rainfall of between 75 and 100mm is expected.<\/p>\n<p>This comes just days after Storm Babet ripped through the nation &#8211; leaving seven people dead and around 1,250 homes around the country flooded.<\/p>\n<p>While Storm Ciaran is likely to see less rainfall than Storm Babet, the amount of rain left in the wake of Babet means there is an increased risk of flooding in areas still recovering from the heavy downpours.<\/p>\n<h2>Read more Motors News<\/h2>\n<p><source media=\"(-webkit-min-device-pixel-ratio: 1.5)\" data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/police-say-cant-anything-incident-855003806-1.jpg\"><source data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/police-say-cant-anything-incident-855003806-1.jpg\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/police-say-cant-anything-incident-855003806-1.jpg\"><\/picture><span>NEAR MISS <\/span><\/p>\n<h3>Terrified family brake checked at 70mph as police say they can&#x27;t do anything<\/h3>\n<p><source media=\"(-webkit-min-device-pixel-ratio: 1.5)\" data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24569092-1698665182861.jpg\"><source data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24569092-1698665182861.jpg\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24569092-1698665182861.jpg\"><\/picture><span>DRIVEN OUT <\/span><\/p>\n<h3>We live metres from 70mph road &amp; we\u2019re last residents left on street<\/h3>\n<p>And that could spell more misery for battered Brits, as many face eye-watering costs to repair their damaged vehicles. <\/p>\n<p>Motorists on third-party insurance policies have the most to lose, according to Compare the Market insurance expert Julie Daniels.<\/p>\n<p>She said: \u201cYou may be able to claim for flood damage if you have comprehensive car insurance, but you should check the terms and conditions of your policy.<\/p>\n<p>\u201cIt\u2019s unlikely that your car will be covered for flood damage on a third-party fire and theft policy. <\/p>\n<h2>Most read in Motors<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/3d3ebaa6-ae6f-4665-9ec2-b2f76b02b8bf.jpg\"><\/picture><span>STEER CLEAR <\/span><\/p>\n<h3>&#8216;Worst motorway driver EVER&#8217; blasted for breaking no.1 driving rule<\/h3>\n<p><\/span><span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24577465-1698704281941.jpg\"><\/picture><span>PUSH IT <\/span><\/p>\n<h3>&#8216;Hidden&#8217; dashboard button is KEY to winter driving but drivers don&#8217;t use it<\/h3>\n<p><\/span><span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/jb-carnew1-comp.jpg\"><\/picture><span>STARS IN THEIR DRIVE <\/span><\/p>\n<h3>90s superstar selling Bentley at auction after failing to find buyer<\/h3>\n<p><\/span><span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24574546-1698684402497.jpg\"><\/picture><span>FREEWHEELING <\/span><\/p>\n<h3>Inside EV camper van with beds and shower for under \u00a35k &#8211; but there&#8217;s a catch<\/h3>\n<p><\/span><\/p>\n<p>&quot;You may only be covered if you\u2019ve done what\u2019s necessary to keep your car safe.&quot;<\/p>\n<p>What&#x27;s more, she warns that the type of cover provided may vary depending on a range of factors.<\/p>\n<p>Julie said: \u201cTypically, insurance providers put flood damage into two categories. <\/p>\n<p>&quot;Unavoidable flood damage is if your car is flooded where it\u2019s usually parked, such as at home. <\/p>\n<p>&quot;Avoidable flood damage is if you take risks, like driving into a flooded area despite warning alerts.<\/p>\n<p>\u201cIf your car is submerged, don\u2019t try to start the engine, even if the water has subsided as it might cause further damage. <\/p>\n<p>&quot;Your insurer may also have its own \u2018preferred repairers\u2019 so avoid drying out or repairing the car yourself.<\/p>\n<p>\u201cIf you\u2019re concerned about the risk of flooding and whether your car is covered, contact your car insurance provider for more information.\u201d<\/p>\n<p>Meanwhile, Swinton Insurance has advised those impacted by storms that they should contact their provider as soon as possible to start processing their claim.<\/p>\n<p>They said: \u201cAfter your initial call to make a storm damage claim, it\u2019s likely that your insurer will check if there was a storm in the area you live.<\/p>\n<p>\u201cAfter this, your insurer should be able to give you a timeline of when they\u2019re likely to be able to settle the claim and can advise you on contacting its approved repairers if needed.\u201d<\/p>\n<h2>Read More on The Sun<\/h2>\n<p><source media=\"(-webkit-min-device-pixel-ratio: 1.5)\" data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24579728-1698744402765.jpg\"><source data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24579728-1698744402765.jpg\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24579728-1698744402765.jpg\"><\/picture><span>STAY SAFE <\/span><\/p>\n<h3>Hotel safety expert reveals crucial moment each day guests should use room safe<\/h3>\n<p><source media=\"(-webkit-min-device-pixel-ratio: 1.5)\" data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24538013-1698345919401.jpg\"><source data-srcset=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24538013-1698345919401.jpg\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/newspress-collage-24538013-1698345919401.jpg\"><\/picture><span>BIT LIPPY <\/span><\/p>\n<h3>Beauty fans horrified as 2010s make-up trend is returning but some will skip it<\/h3>\n<p>This comes after motorist Gareth Butterfield revealed how he saved big on his car insurance, with his annual bill increasing by just \u00a31 rather than the \u00a360 he was first quoted.<\/p>\n<p>Meanwhile, a car theft victim&#x27;s clever trick using Snapchat and Google helped him track his stolen motors\u2026 but he was then forced to take matters into his own hands.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/car-drives-flooded-area-railway-856128424.jpg\"><br \/>\n<img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/10\/damage-seen-residents-car-flood-854384870-1.jpg\"><br \/>\nSource: <a href=\"https:\/\/www.thesun.co.uk\/motors\/24581337\/drivers-motor-insurance-flood-storm-babet-ciaran\/\" target=\"_blank\" rel=\"noopener\">Read Full Article<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>MOTORISTS suffering from flood damage to their cars from Storm Babet and Storm Ciaran may not be awarded insurance payouts. Drivers on third-party insurance policies may even be forced to shell out for expensive repair costs themselves, according to an insurance expert from Compare the Market. Storm Ciaran is expected [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Urgent warning to drivers as insurance rule could cost flood victims thousands | The Sun - lethal-industry<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lethal-industry.com\/world-news\/urgent-warning-to-drivers-as-insurance-rule-could-cost-flood-victims-thousands-the-sun\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Urgent warning to drivers as insurance rule could cost flood victims thousands | The Sun - lethal-industry\" \/>\n<meta property=\"og:description\" content=\"MOTORISTS suffering from flood damage to their cars from Storm Babet and Storm Ciaran may not be awarded insurance payouts. Drivers on third-party insurance policies may even be forced to shell out for expensive repair costs themselves, according to an insurance expert from Compare the Market. 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